Low Down Payment

Used Cars with No Credit Check and Low Down Payment

D1 Auto Credit is all about putting you into a vehicle that you can afford. You can get a great used car, with a warranty for as little as $500 down on day one, and as little as $250 per month!

If you have good credit, bad credit or no credit and have at least $500 for a down payment day one, you will have a variety of options at D1 Auto Credit. Please visit one of our no credit check car lots in Thornton or Lakewood to let us explain our simple in-house financing procedure to you. Your job is your credit!

Please take a minute to provide some basic information to get pre-qualified. We can work on getting you approved while you look at our inventory of D1 certified pre-owned vehicles.

Having Trouble Getting Together a Down Payment?

We also offer a deferred down payment program, and a tax refund program to increase the amount you have for down payment on day one.

To participate in our deferred down payment program we set up a payment schedule with you to pay the remainder of the down payment within 30 DAYS from date of purchase.

There is no car payment scheduled during this period and you will be able to drive the car off the lot today!

After the deferred down payment period, you will then begin your monthly installment plan for your no credit check used car loan.

How Do I Qualify for a $500 Down Car With No Credit?

Since we finance your used car loan in-house, we don’t check your credit. You will have to go through our simple approval process. We offer a 100% guaranteed approval with approved credit and approved payments, with no credit check.

We not only work with you on your down payment, but we work out a payment schedule that you can truly afford.

Or give our no pressure sales team a call in Lakewood at (303) 274-7692 if you are in the western or southern areas of metro Denver, including Golden, Highlands Ranch, or Centennial, or in Thornton at (303) 287-5511 if you are in the northern or eastern areas of metro Denver including Brighton, Erie, Westminster, and Aurora.

We're here to help you when other dealers won't!