If a bankruptcy filing has put a load of stress on your mind, we’d like to be one of the first companies to help you get your life back in order. We help people in Denver and the surrounding area who have had their bankruptcy discharged and need a reliable used vehicle.
D1 Auto Credit is about so much more than getting a bad credit car loan. We are a pre-owned auto dealership where you can qualify for a vehicle after your bankruptcy is discharged, and also get a reliable and great looking vehicle.
All of our cars come with a 90 day / 3,000 mile limited warranty.
We qualify you with our in-house financing. We collect information about available down payment, income, expenses and other criteria to insure that you are getting into a vehicle that you can afford. We have a no credit check policy, so we don’t take your credit score into the equation. Your job is your credit!
First, as we said, we don’t check your credit score. Since we are a “buy here pay here” car lot, we are the bank. We don’t take your information and run it through a bank or credit union’s system. We make the decision on a case by case basis with our in-house analysis which helps determine the vehicle that best fits your needs and financial situation.
Second, we will work with you on your down payment. We know how hard it can be to come up with a down payment after a bankruptcy and how important a low down payment is in that situation.
It is important to note that we will be able to get you a post bankruptcy auto loan. We won't waste your time. The only question is which vehicle you qualify to drive away with. Please apply for your car loan after bankruptcy by clicking the button below.
Call our Lakewood dealership at 303-274-7692 or our Thornton dealership at 303-287-5511 today to learn more. You can also stop by our dealerships in Lakewood or Thornton to talk over your situation, fill out a short application and look through the many great cars, SUVs and trucks on our lot. You’ll be glad you did.
Medical Expenses
By far, 62%, of all bankruptcies are caused by the high cost of medical care. Even those with health insurance file for bankruptcy as a result of unexpected medical expenses.
Reduced Income from Job
The key word here is “reduced”. It’s no secret that Americans live pretty large compared to other nationalities. Many people don’t save enough for a turn of fortune in their jobs. Combine this with a comfortable lifestyle and it can mean bankruptcy.
Loss of a Job
When you lose your primary source of income, it can take a while to get another job. During this time people still have payments that they have committed to. People are good hearted and tend to continue to honor their debt; sometimes for longer than it takes to get a new job.
Credit Card Debt
Some would say this is a subset of the reasons stated above. It makes sense. Say you have an unexpected medical bill. What option do people have besides putting the expense on their credit card? When you lose your job, you still need to pay for food… so out comes the credit card. Add to this that many Americans have a shopping addiction.
Costly Divorces
Lawyers fees, alimony, and perhaps taking on former spouse’s debt in joint accounts or contracts can sink even the most sturdy financial plan.
Accidents
An accident is an unexpected turn of events. Most people don’t save, or don’t make enough to save for things like automotive breakdowns or accidents that total their vehicle, flood or storm damage, loved ones needing help, or veterinary bills for your best friend.
Student Loans
The cost of a higher education has increased by more than 11% across the board for tuition from 2012 to 2016. The majority of students finance their college education. This can not only take years to pay off, it can also cause a person to file bankruptcy when the other expenses of living keep going higher, and income remains steady.
Welcome to D1 Auto Credit: Your Trusted Used Car Dealership in Lakewood and Thornton, Colorado
Are you in the market for a reliable used vehicle, but worried about your credit history? Look no further than D1 Auto Credit, your go-to buy here pay here (BHPH) dealership in Lakewood and Thornton, Colorado. We understand that life can throw unexpected financial challenges your way, making it tough to secure traditional auto financing. That's why we specialize in providing financing solutions for individuals with bad credit, no credit, or new credit.
Two Convenient Locations to Serve You
At D1 Auto Credit, we have two convenient locations to better serve our valued customers:
10890 W. Colfax Ave., Lakewood, CO 80215
8595 Washington St., Thornton, CO 80229
Whether you're in Lakewood or Thornton, our friendly and knowledgeable team is ready to assist you in finding the perfect vehicle that suits your needs and budget. We take pride in catering to the following areas:
Applewood, CO
Arvada, CO
Aurora, CO
Brighton, CO
Broomfield, CO
Columbine, CO
Commerce City, CO
Denver, CO
Englewood, CO
Federal Heights, CO
Golden, CO
Greenwood Village, CO
Ken Caryl, CO
Lafayette, CO
Lakewood, CO
Littleton, CO
Louisville, CO
Northglenn, CO
Sherrelwood, CO
Southglenn, CO
Superior, CO
Thornton, CO
Welby, CO
Westminster, CO
Wheat Ridge, CO
Financing Solutions for All Credit Types
At D1 Auto Credit, we believe that everyone deserves a second chance. We specialize in BHPH financing, which means you can buy your vehicle and make payments right here at our dealership. Our experienced finance team is committed to helping you secure the financing you need, regardless of your credit history. We offer:
Bad Credit Financing: Don't let a less-than-perfect credit score hold you back. We work with individuals who have faced financial challenges in the past.
No Credit Financing: If you're a first-time buyer or have yet to establish credit, we can help you get started on the path to building your credit.
New Credit Financing: Building credit can be challenging, but we're here to assist you in establishing a positive credit history.
Guaranteed Approval: We understand that life is unpredictable. That's why we offer guaranteed approval, so you can drive away in the vehicle you need.
Quality Inspected Vehicles for Sale
At D1 Auto Credit, we take pride in offering a wide selection of quality inspected vehicles for sale. Our inventory includes:
Cars: From fuel-efficient compacts to stylish sedans, we have a variety of cars to choose from to suit your lifestyle.
Trucks: If you need a reliable pickup for work or recreation, we have trucks that are up to the task.
SUVs: Explore our SUV options for spacious interiors and versatility for all your adventures.
Pickups: Our pickup trucks are ready to tackle tough jobs while providing comfort and reliability.
Sedans: Find the perfect sedan for your daily commute or family needs in our inventory.
Autos: Our selection includes a range of vehicles to cater to your specific preferences.
Vehicles: With a diverse inventory, you're sure to find the vehicle that matches your needs and budget.
Why Choose D1 Auto Credit?
Hassle-Free Financing: Our in-house financing makes it easy to get approved and drive away in your dream vehicle.
Quality Inspected Vehicles: Every vehicle in our inventory undergoes a thorough inspection to ensure it meets our high standards.
Experienced Team: Our friendly and experienced team is dedicated to providing exceptional customer service.
Community-Focused: We take pride in serving the local communities in Lakewood, Thornton, and the surrounding areas.
Flexible Payment Options: We offer flexible payment plans to accommodate your financial situation.
Don't let past credit challenges stand in your way of owning a reliable vehicle. Visit D1 Auto Credit today at one of our convenient locations in Lakewood or Thornton, Colorado, and let us help you find the perfect car, truck, SUV, or pickup. Experience the difference of working with a dealership that's committed to your satisfaction.
At D1 Auto Credit, we believe in second chances and helping you get back on the road to success. Contact us or visit us today to get started on your journey toward affordable and reliable transportation.
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