Bad Credit Car Dealership

Buying a Used Car with Bad Credit Does Not Mean You Can't Get Reliability

All D1 Vehicles have been hand selected to provide our customers with safe, reliable and worry free transportation.

D1 Certified Vehicles Must Pass a 52 Point Inspection

Each vehicle in our used car inventory is put through a comprehensive 52 point inspection process in which our expert staff carefully check out the vehicle from bumper-to-bumper including, but not limited to:

  • the engine
  • transmission
  • drive axle
  • pumps
  • belts
  • hoses
  • brakes
  • as well as entire cooling, exhaust, steering and electrical systems.
  • Any mechanical or cosmetic issues are addressed with a critical emphasis put on safety and reliability.

It is only after our full inspection and reconditioning process that a used vehicle is approved as D1 Certified.

Prior to actually going on our Lakewood buy here pay here car lot every D1 Certified vehicle also receives; an oil change and new filter; has all fluids topped off or replaced, when necessary; gets a new air filter, if necessary; receives a full brake inspection, including new pads and/or rotor turning, when needed; goes through front-end alignment, receiving any necessary re-alignment; and gets brand new tires for any that aren’t “near new”.

In addition every D1 used vehicle has passed the Colorado Emissions and Safety Test and comes with the Colorado Certificate of Emissions Compliance.

We Also Offer Peace of Mind After Your Purchase

Each vehicle comes with a 90 day / 3,000 mile limited warranty.

You can't go wrong with a D1 certified used car, truck, SUV or van!

52 Point Inspection Checklist

Our goal is to ensure that your D1 Certified vehicle adheres to the highest standards of safety and reliability with an eye towards getting each vehicle to as close to original factory specifications and appearance as possible. To provide you with a reliable used car, we inspect the operation of the following and change, replace or repair items as needed.

Engine Compartment

  • Engine Oil
  • Transmission Fluid
  • Engine Appearance
  • Engine Drive Belts Cracks & Wear
  • Engine Hoses Cracks & Soft Spots
  • Pressure Test Cooling System for Leaks
  • Engine Coolant Protecting to Optimal Temperature
  • Load Test Battery & Visual Inspection
  • Air Filter
  • Fuel Filter

Brakes / Undercarriage

  • Entire Exhaust System (Catalytic Converter)
  • Verify Fuel Tank Filler Neck Block In Place
  • Shock Absorbers & Struts
  • CV Joints / Boots & Drive Axle Comp
  • Steering & Suspension Components
  • Brake System for External Hydraulic Leaks
  • Brake Shoe & Pad Lining Thickness
  • Brake Drum & Rotor Condition
  • 4WD Transfer Case & Other 4WD Comp
  • Differential Oil Level & Condition


  • Passenger Compartment Carpet
  • Seat Belts & Shoulder Straps
  • Audio System & Clock
  • Driver Seat Movement
  • Headliner & Sun Visors
  • Heater / Defroster
  • Air Conditioner & Temperature
  • Dashboard Controls & Horn
  • Manual & Power Windows
  • Electrical Accessories
  • Manual & Power Sunroof

Road Test

  • Engine Running Condition
  • Parking Brake
  • Transmission
  • Brake System
  • Windshield Wipers & Washer Function
  • Rear Windshield Wiper & Washer Function
  • Rear Window Defroster
  • All Door Locks
  • Keys & Remote Transmitters
  • Interior & Exterior Mirrors
  • Brake & Power Steering

Exterior / Trunk

  • Turn Signals
  • Brake Lights
  • Headlights - High & Low
  • Exterior Lights
  • Wheels & Wheel Covers
  • Tires for Tread Depth & Pressure
  • Exterior Finish for Scratches & Dents
  • Exterior Trim & Emblems
  • Window Cracks & Chips
  • Spare, Jack & Tire Changing Tools

Our Used Car Dealership Has a No Credit Check Policy

Buying a great car with bad credit has never been easier, safer or more enjoyable than when you deal with D1 Auto Credit! We respect our customers and want to retain you as a customer for life. Call, apply online for pre-approval, or stop by our convenient locations for a test drive today.

Our Lakewood dealership is convenient for our customers in West Denver, Littleton, Golden, Jefferson County, Arvada, Edgewater and the southern suburbs.

Our Thornton location is great for customers in the northern and easter suburbs of Denver.